Summit Financial Group

Partnering with you to define, build and establish financial security.

Our Team


Mark Boyd Mark Boyd
Mark R. Boyd
Financial Advisor
Jonathan Lehman Jonathan Lehman
Jonathan M. Lehman
Financial Advisor

Shan Barnett Shan Barnett
Shan L. Barnett
Associate Wealth Management Advisor
Terry Bearman Terry L. Bearman
Terry L. Bearman
Associate Financial Representative
Devon Davis Devon Davis
Devon M. Davis
Client Service Manager
Pam Imm Pam Imm
Pam S. Imm
Director of Insurance Services
Allison Marigny Allison Marigny
Allison J. Marigny
Client Service Manager
Carrie Ochoa Carrie Ochoa
Carrie R. Ochoa
Director of Client Services
Lori Oetting Lori Oetting
Lori A. Oetting
Associate Financial Representative
Kent Pyle Kent Pyle
Kent C. Pyle
Chief Operating Officer
Evan Williams Evan Williams
Evan D. Williams
Operations Assistant

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

About Us

Summit Financial Team Northwestern Mutual Randy Lehman Rob Hayworth Ken Bontrager

To create relationships built on a foundation of integrity and trust that counsel our clients to passionately pursue the fulfillment of their dreams.

Our Process

Our planning process educates and supports our clients in a team environment to help them define and achieve the most meaningful and important financial goals of their lives by integrating their values into a comprehensive wealth plan.

Innovative strategies focus on effective risk management, wealth accumulation and wealth preservation to help our clients accomplish their objectives.

Four-Step Planning Process

Wealth Optimization

With financial independence, family legacy and social capital solutions in place, wealth optimization becomes the focus of the planning process. Summit Financial Group uses a unique and disciplined values-based approach to help you make wise choices and to help ensure that your plan is focusing on what you value.

Our team breaks the planning process into four quadrants or phases, each one representing one planning cycle: Discovery, Creative Solutions, Strategy Deployment, and Results Management.

Working with a knowledgeable and experienced planner who has access to current technologies and a thorough understanding of tax rules and financial planning techniques is important. Working with an advisor who takes the time to understand your unique desires and goals is critical.

We will take the time to help you make that assessment, develop a plan that works for you, and provide you with the tools and strategies necessary to successfully implement that plan.

Copyright 2016 The Legacy Companies, LLC. Concepts used in these materials used with permission from The Legacy Companies, LLC. Legacy Materials and Concepts are only made available to advisors in the Fee-Based Financial Planning program at Northwestern Mutual Wealth Management Company.

Community

Summit Financial Group and its employees serve the community by volunteering for and supporting the following organizations.

A Hope Center Logo Alex's Lemonade Stand Foundation Allen County SPCA Bethel College Indiana Big Brothers Big Sisters Blue Jacket Incorporated Fellowship of Christian Athletes Fort Wayne Rescue Mission Junior Achievement Lakewood Park Christian School Lifeline Youth and Family Services Neighborlink FW Powerhouse Youth Center RemedyLIVE Star 88.3 St.Paul's Lutheran School Taylor University Youth for Christ

Services

Investment Strategies

Your goal to achieve financial security will undoubtedly include investing for your future.

We can offer you the expertise you need to ensure your investment strategy is aligned with your goals, time horizon and tolerance for risk.

Northwestern Mutual offers investment advisory services, private client services and trust services. Within these levels of service, we may recommend that your portfolio include one or more of the following investment tools.

  • Signature Choice is an investment advisory program that allows your wealth management advisor to provide advice concerning asset allocation, security selection and rebalancing. Your advisor can utilize a wide range of securities, including mutual funds, exchange-traded funds (ETFs) and individual equity and fixed income investments, to help implement your investment strategy.

  • Signature Managed Accounts is an investment advisory program that utilizes third-party asset management and portfolio manager selection to assist in providing you with a comprehensive investment solution.

  • Signature Retirement is an investment advisory program and integral part of the Northwestern Mutual Retirement Strategy planning process. It is designed to manage your assets and income streams in accordance with your overall retirement plan to provide a balanced and reliable source of income throughout your lifetime.

  • Signature Portfolios is an investment advisory program that utilizes select mutual funds and/or exchange-traded funds to construct well-diversified portfolios for your needs.

  • Signature Annuities is an investment advisory solution that utilizes investment options available within the NM SelectTM Variable Annuity to construct comprehensive, well-diversified investment portfolios for your needs.

  • Private Client Services (PCS) is a fully discretionary, flexible portfolio management solution for high-net-worth individuals that uses a combination of individual securities and other investment vehicles to manage client assets. The wealth management advisor serves as the investment advisor and relationship manager, while Northwestern Mutual Wealth Management Company’s PCS investment team provides the investment management.

  • Trust Services: Whether the goal is estate tax exclusion, spendthrift protection or multi-generation investment management, Northwestern Mutual can serve as professional trustee for a variety of trusts.

We also are able to offer you the following products and services through Northwestern Mutual Investment Services, LLC (NMIS):

  • Bonds
  • Cash management services
  • CDs
  • Money market funds
  • Mutual funds
  • Stocks
  • Treasury bills
  • UITs

Trust Services

Trusts help you ensure that your assets are managed according to your wishes and pass to your beneficiaries intact. As part of a tax strategy, trusts can also be used to help you keep more of the assets you’ve worked so hard to accumulate.

Northwestern Mutual can serve as trustee, co-trustee or successor trustee in a wide range of situations, providing services to help you:

  • Manage, supervise and provide regular reports of investments and their performance.
  • Preserve family harmony when carrying out your intentions.
  • Ensure continuity of stewardship that can endure for generations.

Our trust services cover a range of trust types, including:

  • Revocable Living Trusts

    A revocable trust allows for the professional management of your assets during your lifetime and following your death. This type of trust often permits your assets to be managed without the need for a court-ordered guardianship if you become incapacitated, and it allows your assets to pass to beneficiaries outside the potentially costly and time-consuming probate process after your death.

  • Irrevocable Trusts

    An irrevocable trust allows for the professional management of your assets and allows you to make gifts to the trust – free of gift tax, up to certain limits – so that assets can grow and pass to your beneficiaries without being diminished by estate taxes.

  • Charitable Remainder and Lead Trusts

    These irrevocable trusts are designed to provide income to beneficiaries and to charitable organizations, often at a lower tax cost than gifts made outside these trusts

  • Generation-Skipping Trusts

    These are irrevocable trusts that endure for multiple generations, so that assets can be managed for and distributed to grandchildren and generations beyond. This strategy frequently avoids estate and gift taxes that would apply if assets were transferred outright to each generation.

  • Marital and Credit Shelter Trusts

    These trusts take advantage of state and federal estate tax exemptions so that property can pass to a surviving spouse and other beneficiaries while minimizing the impact of estate taxes.

By choosing Northwestern Mutual as your trustee, you’ll benefit from objective trust administration and expert investment management that can provide financial growth and security for your family.

Risk Management Solutions

When your financial plan includes wealth protection and risk management, you'll be helping to ensure your family - and your vision for the future - is secure.

I'll work with you to develop strategies to:

Provide for your family in the event of death. Life insurance policies can be designed with different needs in mind. They can provide temporary protection, cash accumulation or may be utilized as part of an estate plan. Through my association with Northwestern Mutual, I have access to Northwestern Mutual's high-quality, competitively priced life insurance products, including permanent, term, combination and variable policies.

Provide for you and your family in the event of a disability. Disability income insurance helps to protect your most valuable asset, your ability to earn an income. But what if the unexpected happened and you suddenly weren’t able to earn a living because of illness or injury? Not only would you have the stress of meeting everyday living expenses, but you might also have to put other goals, like saving for a child's college or for retirement, on hold.

Provide for long-term care. Long-term Care events can have a significant impact on your financial security. Planning for long-term care events can help provide options on how to fund and receive care, should you need it.

Retirement Planning

Now more than ever, planning for your retirement is critical. Gone are the days when pensions and Social Security provided all the income you needed for retirement. The new reality is that you are responsible for managing your own retirement, and that starts with making sure you’re strategic in your planning.

We can help. At Northwestern Mutual, our approach to retirement planning is designed to help you get to—and through—retirement with a greater level of financial confidence, so you can relax knowing you have a road map to achieve your goals.

You'll want to start by considering how much to save for retirement and where to save it. By accumulating as much as you can as soon as you can, you can put time on your side—time to plan, time to weather the ups and downs of the market and time to let your money grow.

And then, as you zero in on retirement, you'll need a different set of strategies to manage risk and make your money last through retirement.



Business Planning

Whether you’re thinking about launching a new business or planning to expand an existing one, we can help you create, grow and protect your business’s value.

We’ll work with you to develop a personalized financial plan with solutions designed to meet the unique needs of your business, with strategies to:

  • Integrate all aspects of financial planning for your business and your personal life to ensure success on both fronts.
  • Minimize risk by being prepared for the unexpected.
  • Safeguard your business with coverage to help offset the loss of cash flow if you become sick or hurt.
  • Recruit and retain employees with competitive benefits programs.
  • Enhance your benefits programs to reward employees who are key to the success of your business.
  • Transition your business smoothly with a properly designed and funded business succession plan.

Employee Benefits Planning

One of the biggest challenges faced by business owners today is the need to recruit, retain and reward talented employees.

Employee Benefits

We can help you design a quality, affordable benefit plan that may include features such as:

  • Group health insurance.
  • Group life insurance.
  • Group disability income insurance.
  • Dental insurance.
  • Vision insurance.
  • Flexible spending accounts.
  • Qualified retirement plans such as SEP IRA or 401(k) plans.

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Site Description

Summit Financial Group is a financial planning and wealth management firm in Fort Wayne. At Summit Financial Group we are committed to making sure our clients have a customized financial plan that best suits their needs and the needs of their families.