Summit Financial Group
Partnering with you to define, build and establish financial security.
Randy Lehman’s relationship with Northwestern Mutual began as a college student when he was introduced to the Northwestern Mutual internship program in 1981 and 1982 while he was completing his degree in Accounting and Economics at Bethel College in 1982. He has been a Wealth Management Advisor associated with Northwestern Mutual since 1983. During his career in the financial services and wealth management industry, he has earned the professional designations of Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Accredited Estate Planner (AEP®).
He is a founding partner of Summit Financial Group along with Rob Hayworth and Kevin Bontrager. Summit Financial Group specializes in working with business owners, executives and retirees. As the senior member of Summit Financial Group, Randy’s primary focus is on the design and implementation of comprehensive retirement income distribution and estate plans.
Randy and his wife Deb are residents of Fort Wayne, Indiana. They have three married children and two grandchildren. They attend Emmanuel Community Church and enjoy supporting many other nonprofit organizations.
Rob Hayworth started his relationship with Northwestern Mutual as a college intern while completing his degree in Business Administration and Finance at Taylor University in 1999. Throughout his career he has earned several financial planning professional designations such as CERTIFIED FINANCIAL PLANNER™ (CFP®), the Chartered Life Underwriter (CLU®), the Chartered Financial Consultant (ChFC®), the Chartered Advisor for Senior Living (CASL ®) and the Accredited Estate Planner (AEP®) designations. He specializes in working with business owners, retirees and executives. He is a founding partner of Summit Financial Group along with Kevin Bontrager and Randy Lehman.
Rob is married to Jenny and they have four children together. He is a Fort Wayne, IN resident and lives in the Foster Park neighborhood. He is active in coaching youth sports, supporting many nonprofits and serving at Fellowship Missionary Church.
Kevin has been guiding clients to plan for financial security since 2003. Growing up in a small-town family-owned construction business, he learned early on the value of hard work and excellence. He established himself as a leader by cultivating relationships based upon integrity, knowledge, and a commitment to listening well. He learned that a well-crafted financial plan—just like a quality crafted home—begins with a blueprint and a solid foundation. He is a founding partner of Summit Financial Group along with Rob Hayworth and Randy Lehman. Kevin specializes in working with business owners, retirees and executives, with a focus on business planning and executive benefits.
Kevin and his wife Sherri are residents of DeKalb County and have five children. Their family enjoys serving at Central Ministries, promoting adoption, and supporting many other local nonprofit organizations.
260-432-5152, ext. 211
Mark Boyd started his career with Northwestern Mutual in 1995 as a financial representative. He earned a Bachelor of Science degree from Indiana University (Indianapolis) in 1990. Mark’s service to his clients is reflected in several industry awards such as attaining the Million Dollar Round Table and National Quality Award on multiple occasions.
He works primarily with physicians, dentists, attorneys and business owners.
Mark is married to Leanne and they have three children. They enjoy physical fitness activities and golf. He is active at Trinity Episcopal Church and participates in the Vera Bradley Classic on an annual basis.
Jon has been in the financial services industry since 2013. He graduated from the University of Saint Francis with a double major in Business and Business Education with a minor in special education. Before joining Northwestern Mutual, Jon was a Special Education teacher in Fort Wayne where he specialized in autism and students with special needs.
Jon specializes in working with business owners, retirees, executives, and educators with a focus on efficient accumulation and effective distribution strategies.
Jon and his wife Natalie are residents Fort Wayne, Indiana. They have two children and four dogs. Their family enjoys serving at Emmanuel Community Church, promoting adoption, and supporting various local nonprofit organizations.
Associate Wealth Management Advisor
260-432-5152, ext. 203
Shan has been working for the firm and Northwestern Mutual since 1998. She holds a Life and Health license, as well as Series 6, 63, 7 and 66 securities licenses.
How can Shan help you?
Director of Planning
260-432-5152, ext. 205
Terry joined Summit Financial Group and Northwestern Mutual in 2017. He holds his license in Life and Health and is securities licensed with Series 6, 7, 63 and 65.
How can Terry help you?
Client Service Manager
260-432-5152, ext. 213
Devon joined the firm in 2015 as an Associate Financial Representative and has worked for Northwestern Mutual for 11 years. Devon now serves clients as a Client Service Manager for Kevin Bontrager. He is licensed in Life, Health, and Long-Term Care insurance and is securities licensed with Series 6 and 63.
How can Devon help you?
Director of Insurance Services
260-432-5152, ext. 201
Pam joined Northwestern Mutual in 1984 and has been with this firm since 2000. Her primary focus is to ensure that the policy-owners’ requests and questions are handled in a timely and efficient manner. Pam is licensed in Life, Health and Long-Term Care insurance and is securities licensed with Series 6 and 63.
How can Pam help you?
Client Service Manager
260-432-5152, ext. 204
Allison joined the firm in 2007 as a Director of Client Service and has worked for Northwestern Mutual for 15 years. Allison now serves clients as a Client Service Manager for Randy Lehman and Jon Lehman. She is licensed in Life, Health, and Long-Term Care and is securities licensed with Series 6 and 63.
How can Allison help you?
Director of Client Services
260-432-5152, ext. 200
Carrie joined the firm in 2013. In her role as Director of Client Services, she schedules client meetings, phone calls, dictates workflow to team members following client meetings, preps files and reports, and manages marketing materials. She is licensed in Life and Health insurance.
How can Carrie help you?
Director of Investment Services
260-432-5152, ext. 202
Lori joined the firm in 2006 and has been with Northwestern Mutual for over 16 years. She is licensed in Life, Health, and Long Term Care insurance and is securities licensed with Series 6 & 63.
How can Lori help you?
Chief Operating Officer
260-432-5152, ext. 210
Kent joined the firm in 2011. He has more than thirty-five years’ experience in operations and financial management. Prior to joining Summit Financial Group, Kent owned his own business for eight years and worked for a family business for twenty-three years, serving as President the last seven. His experience in operations management cover both the consumer durable and consumer service industries.
Kent has been a Board Director of the Allen County SPCA for seven years and currently serves as Board Chair. He is also actively involved with Homestead High School, serving as the Athletic Booster Club President and Fundraising Coordinating for fourteen years. Kent and his wife, Ellen, are residents of Fort Wayne and have three sons.
Associate Financial Representative
260-432-5152, ext. 214
Evan joined the firm and Northwestern Mutual in 2017 as an Associate Financial Representative. He has several years of experience in customer service and building client relationships.
How can Evan help you?
To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck
To create relationships built on a foundation of integrity and trust that counsel our clients to passionately pursue the fulfillment of their dreams.
Our planning process educates and supports our clients in a team environment to help them define and achieve the most meaningful and important financial goals of their lives by integrating their values into a comprehensive wealth plan.
Innovative strategies focus on effective risk management, wealth accumulation and wealth preservation to help our clients accomplish their objectives.
With financial independence, family legacy and social capital solutions in place, wealth optimization becomes the focus of the planning process. Summit Financial Group uses a unique and disciplined values-based approach to help you make wise choices and to help ensure that your plan is focusing on what you value.
Our team breaks the planning process into four quadrants or phases, each one representing one planning cycle: Discovery, Creative Solutions, Strategy Deployment, and Results Management.
Working with a knowledgeable and experienced planner who has access to current technologies and a thorough understanding of tax rules and financial planning techniques is important. Working with an advisor who takes the time to understand your unique desires and goals is critical.
We will take the time to help you make that assessment, develop a plan that works for you, and provide you with the tools and strategies necessary to successfully implement that plan.
Copyright 2016 The Legacy Companies, LLC. Concepts used in these materials used with permission from The Legacy Companies, LLC. Legacy Materials and Concepts are only made available to advisors in the Fee-Based Financial Planning program at Northwestern Mutual Wealth Management Company.
One of the greatest financial challenges is preparing adequately for retirement. And now more than ever, a strategic plan is crucial to help meet your goals.
A coordinated investment strategy is necessary to build an effective portfolio that meets your unique financial needs.
Ensure that your assets are managed according to your wishes and pass to your beneficiaries intact.
Your goal to achieve financial security will undoubtedly include investing for your future.
We can offer you the expertise you need to ensure your investment strategy is aligned with your goals, time horizon and tolerance for risk.
Northwestern Mutual offers investment advisory services, private client services and trust services. Within these levels of service, we may recommend that your portfolio include one or more of the following investment tools.
Signature Choice is an investment advisory program that allows your wealth management advisor to provide advice concerning asset allocation, security selection and rebalancing. Your advisor can utilize a wide range of securities, including mutual funds, exchange-traded funds (ETFs) and individual equity and fixed income investments, to help implement your investment strategy.
Signature Managed Accounts is an investment advisory program that utilizes third-party asset management and portfolio manager selection to assist in providing you with a comprehensive investment solution.
Signature Retirement is an investment advisory program and integral part of the Northwestern Mutual Retirement Strategy planning process. It is designed to manage your assets and income streams in accordance with your overall retirement plan to provide a balanced and reliable source of income throughout your lifetime.
Signature Portfolios is an investment advisory program that utilizes select mutual funds and/or exchange-traded funds to construct well-diversified portfolios for your needs.
Signature Annuities is an investment advisory solution that utilizes investment options available within the NM SelectTM Variable Annuity to construct comprehensive, well-diversified investment portfolios for your needs.
Private Client Services (PCS) is a fully discretionary, flexible portfolio management solution for high-net-worth individuals that uses a combination of individual securities and other investment vehicles to manage client assets. The wealth management advisor serves as the investment advisor and relationship manager, while Northwestern Mutual Wealth Management Company’s PCS investment team provides the investment management.
Trust Services: Whether the goal is estate tax exclusion, spendthrift protection or multi-generation investment management, Northwestern Mutual can serve as professional trustee for a variety of trusts.
We also are able to offer you the following products and services through Northwestern Mutual Investment Services, LLC (NMIS):
Trusts help you ensure that your assets are managed according to your wishes and pass to your beneficiaries intact. As part of a tax strategy, trusts can also be used to help you keep more of the assets you’ve worked so hard to accumulate.
Northwestern Mutual can serve as trustee, co-trustee or successor trustee in a wide range of situations, providing services to help you:
Our trust services cover a range of trust types, including:
A revocable trust allows for the professional management of your assets during your lifetime and following your death. This type of trust often permits your assets to be managed without the need for a court-ordered guardianship if you become incapacitated, and it allows your assets to pass to beneficiaries outside the potentially costly and time-consuming probate process after your death.
An irrevocable trust allows for the professional management of your assets and allows you to make gifts to the trust – free of gift tax, up to certain limits – so that assets can grow and pass to your beneficiaries without being diminished by estate taxes.
These irrevocable trusts are designed to provide income to beneficiaries and to charitable organizations, often at a lower tax cost than gifts made outside these trusts
These are irrevocable trusts that endure for multiple generations, so that assets can be managed for and distributed to grandchildren and generations beyond. This strategy frequently avoids estate and gift taxes that would apply if assets were transferred outright to each generation.
These trusts take advantage of state and federal estate tax exemptions so that property can pass to a surviving spouse and other beneficiaries while minimizing the impact of estate taxes.
By choosing Northwestern Mutual as your trustee, you’ll benefit from objective trust administration and expert investment management that can provide financial growth and security for your family.
When your financial plan includes wealth protection and risk management, you'll be helping to ensure your family - and your vision for the future - is secure.
I'll work with you to develop strategies to:
Provide for your family in the event of death. Life insurance policies can be designed with different needs in mind. They can provide temporary protection, cash accumulation or may be utilized as part of an estate plan. Through my association with Northwestern Mutual, I have access to Northwestern Mutual's high-quality, competitively priced life insurance products, including permanent, term, combination and variable policies.
Provide for you and your family in the event of a disability. Disability income insurance helps to protect your most valuable asset, your ability to earn an income. But what if the unexpected happened and you suddenly weren’t able to earn a living because of illness or injury? Not only would you have the stress of meeting everyday living expenses, but you might also have to put other goals, like saving for a child's college or for retirement, on hold.
Provide for long-term care. Long-term Care events can have a significant impact on your financial security. Planning for long-term care events can help provide options on how to fund and receive care, should you need it.
Now more than ever, planning for your retirement is critical. Gone are the days when pensions and Social Security provided all the income you needed for retirement. The new reality is that you are responsible for managing your own retirement, and that starts with making sure you’re strategic in your planning.
We can help. At Northwestern Mutual, our approach to retirement planning is designed to help you get to—and through—retirement with a greater level of financial confidence, so you can relax knowing you have a road map to achieve your goals.
You'll want to start by considering how much to save for retirement and where to save it. By accumulating as much as you can as soon as you can, you can put time on your side—time to plan, time to weather the ups and downs of the market and time to let your money grow.
And then, as you zero in on retirement, you'll need a different set of strategies to manage risk and make your money last through retirement.
Whether you’re thinking about launching a new business or planning to expand an existing one, we can help you create, grow and protect your business’s value.
We’ll work with you to develop a personalized financial plan with solutions designed to meet the unique needs of your business, with strategies to:
One of the biggest challenges faced by business owners today is the need to recruit, retain and reward talented employees.Employee Benefits
We can help you design a quality, affordable benefit plan that may include features such as:
Summit Financial Group and its employees serve the community by volunteering for and supporting the following organizations.
To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck
Summit Financial Group is a financial planning and wealth management firm in Fort Wayne. At Summit Financial Group we are committed to making sure our clients have a customized financial plan that best suits their needs and the needs of their families.